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Employers are consumer edtech’s next beta test - techcrunch

Employers are consumer edtech’s next beta test

Entrepreneurs need to convince employers to turn to edtech for a solution more elusive than even education: motivation.
techcrunch - 3 hours ago
NBA Top Shot creator on the NFT craze and why Ethereum still isn’t consumer friendly - techcrunch

NBA Top Shot creator on the NFT craze and why Ethereum still isn’t consumer friendly

We caught up with the Dapper Labs CEO at TechCrunch Disrupt 2021 last week to discuss the challenges facing the crypto space, the future of Ethereum, and how quickly NFTs blew up this year.
techcrunch - 4 hours ago
New study shows Apple Watch can detect heart arrhythmias other than atrial fibrillation - techcrunch

New study shows Apple Watch can detect heart arrhythmias other than atrial fibrillation

Continuing research by Stanford and Apple from the 2017 Apple Heart Study, which managed to enrol over 400,000 participants and became one of the largest studies of its kind ever performed, has shown that the Apple Watch is capable of detecting other types of arrhythmic heart beat irregularities in addition to atrial fibrillation (AFib). Apple […]
techcrunch - 5 hours ago
Which form of venture debt should your startup go for? - techcrunch

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techcrunch - 6 hours ago
Mark Cuban and Coinbase back Eternal, an NFT marketplace for trading Twitch streamer clips - techcrunch

Mark Cuban and Coinbase back Eternal, an NFT marketplace for trading Twitch streamer clips

The NFT world collectively seems to be trying to turn internet memories into one big game — with a lot of cash involved of course. The original “Doge” image sold for $4 million back in June, the original “Pepe” comic image sold for $1 million in April, in short, people are becoming meme millionaires. Buying […]
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Amazon launches an elder care subscription service, ‘Alexa Together’ - techcrunch

Amazon launches an elder care subscription service, ‘Alexa Together’

Amazon today announced a new subscription service called “Alexa Together,” designed for families with aging family members who are still living independently, but who may need extra support. The $19.99 per month subscription expands on Amazon’s existing product, Alexa Care Hub, an earlier investment in elder care, by taking many of Care Hub’s features and […]
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Amazon reveals Halo Fitness and Halo Nutrition programs for Halo subscribers

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techcrunch - 9 hours ago
Ring’s home security drone is now available in the U.S. via invite only - techcrunch

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Last year, Ring announced at futuristic (slightly dystopian?) take on in-home security with its Always Home Cam, a drone equipped with sensors and a camera that can navigate the interior of your home along custom paths laid out by a user, in response to triggers including Ring Alarm sensors, or a manual command from the […]
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Heydoc, a system for managing the medical data and admin tasks in medical practitioners, has closed a $8.3m Series A round led by Smedvig Capital with existing investors Hambro Perks, Triple Point Ventures and InHealth Ventures also participating. This brings the total amount raised to date by Heydoc to $12m.    Heydoc mainly operates in the UK but plans to expand internationally. It competes mostly with […]
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Amazon takes on Fitbit with the $80 Halo View

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When you speak to an Amazon Echo device, so far in its history, Alexa would connect to the internet to process requests and deliver a response. Of course, this has sparked concerns among some consumers, since it might feel worrisome to have a Wi-Fi-connected smart device listening for you to say a wake word at […]
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Disney and Amazon partner on a custom voice assistant, ‘Hey, Disney!’ and Echo rollout to Walt Disney World Resort hotels - techcrunch

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Amazon, for the first time, is making another voice assistant available on Echo devices. The company at its fall event today announced a new voice assistant, “Hey, Disney,” developed by Disney and built on top of Alexa technology. The assistant will have its own unique voice and over 1,000 custom interactions for fans to explore, […]
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Amazon is preparing to roll out a trio of new features that will allow consumers to further personalize their Alexa experience by helping train the Alexa A.I. using simple tools. In a few months’ time, consumers will be able to teach Alexa to do things like identifying specific sounds in their household, such as a […]
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Amazon kicked off its big hardware event today by announce a new smart. The company worked with Honeywell to create the device, but is keeping its own branding on the product (rather than, say, Ring, Blink or any of the other smart home companies it owns). The device runs $60, though the company notes that […]
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Notion now offers free credits to any startup globally, partners with AWS and Stripe - techcrunch

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Two years ago, Notion partnered with dozens of accelerators and incubators to provide free credits for its work collaboration platform to their portfolio startups. The firm is now aggressively making the program open to all startups. Notion is launching a new startup program Tuesday to offer a credit of at least $500 to any startup […]
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Four days left to save $100 on passes to TC Sessions: SaaS 2021 - techcrunch

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Fairmat creates a new material based on recycled carbon fiber composite - techcrunch

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Guardian owner invests in Unlock, an NFT protocol designed for subscriptions and memberships - techcrunch

Guardian owner invests in Unlock, an NFT protocol designed for subscriptions and memberships

Monetization for the creator economy continues to be a huge issue and opportunity, but creators mostly have to lock themselves into platforms like Patreon to realize their value. A better method would be to have a membership system for creators which sat across several platforms. Now, GMG Ventures (parent company of The Guardian newspaper) has […]
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Federated Genomic data startup Lifebit raises $60M round led by Tiger Global - techcrunch

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Genomic data is considered to be the key to unlocking so-called ‘precision medicine’. Some estimates suggest that by 2025, 500 million human genomes will have been sequenced, but only a fraction of it is being utilized for drug discovery and precision medicine. One of the key startups to emerge in the space is Lifebit, which […]
techcrunch - 10 hours ago
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techcrunch
Mint’s first PM raises millions for Monarch, an Accel-backed money management platform

Mint’s first PM raises millions for Monarch, an Accel-backed money management platform

techcrunch - 2 months ago

Monarch, a subscription-based platform that aims to help consumers plan and manage their financial lives, has raised $4.8 million in seed funding.

Accel led the round, which also included participation from SignalFire, and brings the Mountain View-based yet fully distributed startups total funding since its 2019 inception to $5.5 million.

Co-founder and CEO Val Agostino was the first product manager on the original team that built Mint.com. There, he said, he saw firsthand that Americans with a greater understanding of financial matters needed software solutions that went beyond just tracking and budgeting. 

They needed help planning their financial future and understanding the tradeoffs between competing financial priorities, he said.

Monarch aims to help people address those needs with software it says makes it easy for people to outline their financial goals and then create a detailed, forward-looking plan toward achieving them. 

We then help customers track their progress against their plan and automatically course correct as their financial situation changes, which it always does, Agostino said.

Monarch came out of private beta in early 2021 with apps for web, iOS and Android, and is priced at $9.99 per month or $89.99 per year. The startup intentionally opted to not be ad-supported or sell customers financial data.

These approaches are misaligned with users financial interests, Agostino said.

We felt that a subscription business model would best support that ethos and align our users interests with our own, he added. Since launching publicly, Monarch has been growing its paid subscriber base by about 9% per week.

Image Credits: Monarch

Monarch launched during the pandemic, the uncertainty of which carried over into peoples financial lives, believes Agostino.

As a result, we saw a lot of people make use of Monarchs forecasting features to compare different what if scenarios such as switching jobs or moving to a different city or state, he said.

Earlier this month, TechCrunch reported on a company with a similar mission, BodesWell, teaming up with American Express on a financial planning tool for its cardholders. Agostino said that Monarch is similar to BodesWell in that both startups help customers map a financial plan and future. 

The difference is that Monarch also has a full suite of PFM tools, such as budgeting, reporting and investment analysis, he said. The benefit to the consumer is that because Monarch is connected to your entire financial picture, we can help you actually stay on track with your financial plan and/or update the plan in real time if needed.”

Accels Daniel Levine said that until he came across Monarch, he was somehow still a Mint customer despite its obsolescence.

Over the past decade, the landscape for financial products has expanded dramatically, with more people having brokerage and crypto accounts, for example, Levine said.

In his view, Monarch stands out for a couple of reasons. For one, its a subscription product.

One thing I always hated about Mint was when it would suggest the objectively wrong credit card for me, Levine said. It has all of my transaction data, it should tell me the card with the best rewards for me. Monarch is set up to never compromise what’s best for the user in favor of advertising.

Secondly, Monarchs aim is to serve as the infrastructure for its customers. To do that, it needs to monitor all of someone’s finances. 

They need to track checking, credit cards, brokerage, real estate and crypto, he said. Monarch is committed to doing that. It’s an incredibly painful problem and even though Monarch is a new entrant in the space, I think they’ve clearly separated themselves on that dimension.

sauce: techcrunch
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